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1st Principle
Mortgage Helping Homeowners Achieve Their Financial Dreams |
Call a Loan Consultant Today: (301) 486-7300 |
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Privacy Policy Your privacy is important to us. 1st Principle Mortgage, LLC is committed to
providing you with the best service possible, while respecting your
privacy. As part of that effort, 1st
Principle Mortgage, LLC works with nonaffiliated third parties to provide you
with products and services that will assist you in meeting your home
ownership and financial goals. In
order to accomplish this goal, we may share information about you with
nonaffiliated third parties as permitted by law or regulation in order to
obtain a mortgage loan for you. This
Privacy Policy (“Policy”) describes the standards we follow in handling
information about you and your loan.
This Policy applies only to your customer relationship with 1st
Principle Mortgage, LLC, as part of obtaining a financial product or service
from us primarily for personal, family or household purposes. We will send you any changes to the Policy,
and will provide you with an Opt Out form at that time if required by the
changes made to the Policy. What nonpublic
personal information do we collect? We collect nonpublic personal information about you from
sources like: ·
Your loan application and other
forms. This
includes information about your age, gender, marital status, number of
dependants, assets, debts, income, employment information, address and the
address of the property securing your loan, as well as other information
required to comply with certain laws and regulations, such as the Home
Mortgage Disclosure Act. ·
Your transactions with us or
others. This may
include: -
The appraised value of the property securing your loan; -
The dollar amounts, payment due dates, payment record, and status of
your property taxes, homeowner’s and flood insurance premiums; -
Your loan balance, payment amount, payment history, and charge-offs; -
Information you give to us in any telephone call, letter, or e-mail to
us. ·
Reports from consumer credit
reporting agencies.
This includes information about your credit worthiness, financial
circumstances, and credit history, including any bankruptcies or foreclosures.
·
Your transactions on our website. This may include your IP
address; information you submit as part of online surveys, contests, or
applications; and other information collected by cookies. Cookies are small text files or text
identifiers that are placed on your computer by 1st Principle
Mortgage, LLC (and many other internet sites) that can be used to identify
the browser you use to view our site, collect information about the parts of
our site that you visit, and help us to provide useful and secure application
functions. How do we protect
your information? Protecting your information is important to us. We have policies, procedures, employee
training, and communication programs in place to protect your information. Examples of how we protect your information include, but
are not limited to, the following: ·
Restricting physical or other access to your nonpublic personal
information to persons with a legitimate business need to know the
information in order to process or service your loan; ·
Maintaining physical, electronic, and procedural safeguards that
comply with federal standards to guard your nonpublic personal information; ·
Training employees on privacy and disciplining any employee who
violates our procedures Do we disclose your information
to nonaffiliated third parties? 1st Principle Mortgage, LLC does not disclose
your information to nonaffiliated third parties, except as permitted by law
or regulation to process your mortgage application. Examples of nonaffiliated third parties
with whom we may legally share your nonpublic personal information include,
but are not limited to, mortgage lenders, appraisers, and title
companies. 1st Principle Mortgage, LLC will not share your
nonpublic personal information with any nonaffiliated third parties outside
of those parties required to provide you with a mortgage. If this policy ever changes, you will be
provided with an updated privacy policy, and will be provided with the
opportunity to opt out of any program where we would share your nonpublic
personal information, except as permitted by law or regulation. Do we share your
information with affiliated third parties? No. At this time 1st
Principle Mortgage, LLC is not affiliated with any third parties, and
therefore does not share your nonpublic personal information. If this policy ever changes, you will be
provided with an updated privacy policy, and will be provided with the
opportunity to opt out of any program where we would share your nonpublic
personal information, except as permitted by law or regulation. Do we share
information about our former customers? No. We do not
disclose nonpublic personal information about our former customers, except as
permitted by law or regulation. Do we sell customer
or former customer lists or personal information to affiliated or
nonaffiliated third parties? No. We do not sell
customer or former customer lists or personal information to list brokers,
marketing firms or to other third parties. Contact information If you have any questions or concerns about this privacy
policy, please contact 1st Principle Mortgage, LLC through any of
the following means: Mail 1st Principle Mortgage,
LLC Phone (301) 486-7300 E-mail Call us so that we can
start helping you: (301) 486-7300 |
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Equal
Housing Lender. |
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© 2006 1st
Principle Mortgage, LLC. All Rights
Reserved. |
